In this article, we will explore the future share price targets of MobiKwik for the years 2025, 2026, 2028, 2030, 2040, and 2050. Additionally, we will discuss MobiKwik’s fundamentals, market sentiment, financial performance, and quarterly reports to assist investors in making informed decisions.
About MobiKwik
MobiKwik is a digital banking platform that offers a range of financial services, including payments, digital credit, and investment solutions, catering to both consumers and merchants. Founded in 2009 by Bipin Preet Singh and Upasana Taku, MobiKwik has grown into a leading platform with a user base of 161 million registered users and a network of 4.3 million merchants.
In response to the limited penetration of credit cards in India, MobiKwik introduced digital credit in 2018, providing 40 million pre-approved users with their first access to credit. In FY23, the company ventured into wealth management with its flagship product, Xtra, which empowers users to invest confidently while contributing to India’s economic growth. Using advanced data science and machine learning, MobiKwik continues to innovate and create world-class financial solutions tailored for “Bharat.”
MobiKwik Fundamentals
| Description | Value |
|---|---|
| Company Name | One Mobikwik System Ltd. |
| Sector | Software and IT services |
| Established | 2009 |
| Website | mobikwik.com |
| Listing At | BSE, NSE |
| BSE Code | 544305 |
| NSE Code | MOBIKWIK |
| Mkt Cap | ₹4877Cr |
| Reserves and Surplus | ₹151Cr |
| ROE | 9.20% |
| ROCE | 8.96% |
| 52 Week High | ₹698.30 |
| 52 Week Low | ₹440 |
| P/E Ratio (TTM) | 347 |
| Industry P/E | 204.84 |
| P/B Ratio | 24.68 |
| Face Value | 2 |
| Book Value Per Share | ₹25.44 |
| EPS (TTM) | ₹0.48 |
| Dividend Yield | 0.00% |
| Debt to Equity | — |
| Total Revenue | ₹875Cr |
| Revenue Growth | 62.34% |
| Net Profit (Anual) | ₹14Cr |
| Profit Growth | 116.67% |
MobiKwik Share Price Target 2025
Current market sentiment around MobiKwik is highly bullish. The expected share price target for 2025 is estimated to be between ₹320 to ₹600.
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2025 | ₹320 | ₹600 |
MobiKwik Share Price Target 2026
According to market analysts, MobiKwik’s share price in 2026 is projected to range between ₹380 to ₹650.
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2026 | ₹380 | ₹650 |
MobiKwik Share Price Target 2028
By 2028, the share price target for MobiKwik is anticipated to be between ₹520 to ₹790, considering the company’s steady growth and expansion in defense contracts.
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2028 | ₹520 | ₹790 |
MobiKwik Share Price Target 2030
Based on the company’s historical performance and ongoing projects, MobiKwik’s share price in 2030 is expected to be between ₹650 to ₹930.
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2030 | ₹650 | ₹930 |
MobiKwik Share Price Target 2040
Following the long-term trend, MobiKwik’s share price in 2040 is likely to fall between ₹1200 to ₹1570.
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2040 | ₹1200 | ₹1570 |
MobiKwik Share Price Target 2050
Considering the consistent growth trajectory and the company’s prominent role in defense manufacturing, MobiKwik’s share price target for 2050 is expected to range from ₹1880 to ₹2280.
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2050 | ₹1880 | ₹2280 |
MobiKwik Share Price Target: Export Opinion
Strengths
- Robust Growth: MobiKwik’s annual growth rate of 62.34% reflects strong market demand and successful scaling.
- Profitability Turnaround: After consecutive losses, the company achieved profitability with a net profit of ₹14 crore, highlighting improved cost management.
- EPS Growth: The company has shown impressive growth in Earnings Per Share (EPS), signaling increased shareholder value.
- High-Growth Sector: Operating in the expanding digital payments sector positions MobiKwik for future opportunities.
- Investor Confidence: Strong retail shareholding (51.52%) and institutional interest (14.28% domestic, 9.01% foreign) demonstrate confidence in the company’s prospects.
- Capital Efficiency: Improved Return on Capital Employed (ROCE) over the last two years indicates effective capital utilization.
Risks
- High Valuations: The Price-to-Earnings (P/E) ratio of 347 and Price-to-Book (P/B) ratio of 24.68 suggest the stock may be overvalued, posing risks for new investors.
- Historical Losses: While profitability has improved, the company has a history of negative margins.
- Modest EPS: The current EPS of ₹0.48 reflects limited profitability.
- Negative Cash Flow: The company struggles to generate positive net cash flow, indicating challenges in managing operational expenses and maintaining profitability.
- Recent Losses: A net loss of ₹-6.62 crore in the June 2024 quarter highlights ongoing financial difficulties.
- No Dividends: The absence of dividends may deter income-focused investors.
- Intense Competition: The fintech industry is highly competitive, with larger, better-funded players posing significant challenges.
MobiKwik Share Price History
MobiKwik Quarterly Report
| Description | Jun 24 |
| Revenue + | ₹342.27Cr. |
| Expenses + | ₹343.60Cr. |
| Net Profit | ₹-6.62Cr. |
| Operating Profit Margin | -0.39% |
| Earning Per Share | ₹-1.16 |
| Dividends Per Share | 0.00 |
MobiKwik Income Report
| Description | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|
| Total Revenue | ₹875Cr | ₹539Cr | ₹527Cr | ₹289Cr |
| Total Expenses | ₹853Cr | ₹617Cr | ₹659Cr | ₹404Cr |
| Profit/Loss | ₹14Cr | ₹-84Cr | ₹-128Cr | ₹-111Cr |
| Earning Per Share | ₹2.46 | ₹-14.66 | ₹-22.41 | ₹-1107.46 |
| Operating Profit Margin | 3% | -14% | -25% | -40% |
| Dividends Per share | 0.00 | 0.00 | 0.00 | 0.00 |
MobiKwik Cash Flow
| Particulars | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Cash Flow From Operating Activities | ₹-22Cr | ₹27Cr. | ₹-321Cr. | ₹-35Cr. |
| Cash Flow From Investing Activities | ₹27Cr | ₹-1Cr. | ₹-85Cr. | ₹10Cr. |
| Cash Flow From Financing Activities | ₹3Cr | ₹18Cr. | ₹329Cr. | ₹73Cr. |
| Net Change In Cash | ₹8 | ₹44 | ₹-76 | ₹49 |
MobiKwik Share Price Target 2025, 2026, 2028, 2030, 2040 to 2050
| Year | Price Target (Min) | Price Target (Max) |
|---|---|---|
| 2025 | ₹320 | ₹600 |
| 2026 | ₹380 | ₹650 |
| 2028 | ₹520 | ₹790 |
| 2030 | ₹650 | ₹930 |
| 2040 | ₹1200 | ₹1570 |
| 2050 | ₹1880 | ₹2280 |
MobiKwik Shareholding Pattern
| Shareholder | Share % |
|---|---|
| Promoter | 25.18% |
| Other Domestic Institutions | 14.28% |
| Retail and Others | 51.52% |
| Foreign Institutions | 9.01% |
| Total | 100.00% |
How to Buy MobiKwik Shares?
Buying and selling of MobiKwik can be done by a stock broker registered with SEBI. Here are the names of some popular brokers.
- Zerodha
- groww
- Angel One
- upstox
MobiKwik Similar Stocks
| Company Name | Mkt Cap | Profit (1Year) | 52W L | 52W H |
|---|---|---|---|---|
| Bharti Airtel | ₹9.86 LCr. | 60.54% | ₹960 | ₹1789 |
| Bharti Hexacom | ₹69.33 KCr. | 69.56% | ₹755 | ₹1568 |
| Railtel Corporation of India | ₹12.80 KCr. | 45.39% | ₹273.75 | ₹617.80 |
| Vodafone Idea | ₹48.61KCr | -36.98% | ₹6.61 | ₹19.18 |
| Nazara Technologies | ₹7.11 KCr | 25.67% | ₹591.50 | ₹1117 |
| Hathway Cable and Datacom | ₹3.23 KCr. | 12.20% | ₹14.82 | ₹27.95 |
| Nelco | ₹2.32 KCr | 38.38% | ₹642.55 | ₹1335 |
Profitable Stocks
| Stocks | Mkt cap | Profit (1Year) | 52W L | 52W H |
|---|---|---|---|---|
| Adani ports | ₹3.11 LCr | 94.78% | ₹703.00 | ₹1,457.05 |
| Adani Enterprises | ₹3.89 LCr | 40.35% | ₹2142.00 | ₹3457.85 |
| Suzlon Energy | ₹90.75 KCr | 85.69% | ₹33.90 | ₹86.04 |
| Tata Power Company | ₹1.44 LCr | 101.76% | ₹215.70 | ₹464.20 |
| Adani Power | ₹2.92 LCr | 192.93% | ₹231.00 | ₹797.00 |
| Havells India | ₹1.20 LCr | 41.69% | ₹1232.85 | ₹1950.05 |
| Tata Motors | ₹3.57 LCr | 72.86% | ₹557.70 | ₹1065.60 |
| Tata Power | ₹1.44 LCr | 75.52% | ₹230.80 | ₹494.85 |
Conclusion
MobiKwik has demonstrated strong revenue growth and a turnaround in profitability, signaling potential for future expansion. However, the company’s high valuations, cash flow challenges, and inconsistent profitability raise concerns. Investors should carefully evaluate these risks, especially considering the competitive fintech landscape and broader macroeconomic factors, before making investment decisions.
Disclaimer: The information provided here is for general informational purposes only and should not be considered as financial advice. Before making any investment, it is advisable to consult with a certified financial advisor. The author is not responsible for any investment decisions made based on this article.
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FAQs
Q1. What is the MobiKwik share price target for 2025?
Ans: The expected share price target for MobiKwik in 2025 is between ₹320 to ₹600.
Q2. What is the MobiKwik share price target for 2030?
Ans: MobiKwik’s share price target for 2030 is projected to be between ₹650 to ₹930.
Q3. What is the MobiKwik share price target for 2040?
Ans: The share price target for MobiKwik in 2040 is expected to be between ₹1200 to ₹1570.
Q4. What is the MobiKwik share price target for 2050?
Ans: MobiKwik’s share price target for 2050 is likely to range between ₹1880 to ₹2280.